Claims & Loss Advisory

CA$0.00

We provide independent oversight and strategic advisory support throughout the claims lifecycle to protect enterprise value and ensure disciplined outcomes.

Significant losses test more than coverage, they test governance, documentation, and decision making. Mercato supports organizations in managing insured and uninsured losses with structure, clarity, and commercial awareness.

We provide independent oversight and strategic advisory support throughout the claims lifecycle to protect enterprise value and ensure disciplined outcomes.

Significant losses test more than coverage, they test governance, documentation, and decision making. Mercato supports organizations in managing insured and uninsured losses with structure, clarity, and commercial awareness.

Our Approach

We act exclusively on behalf of the organization. We do not serve insurers and we do not act as adjusters. Our role is to provide objective advisory support,

coordinate stakeholders, and ensure claims strategy aligns with business priorities.

What We Do

Claims Governance & Escalation

  • Development of structured claims reporting frameworks

  • Clear escalation protocols and accountability models

  • Stakeholder coordination (internal teams, brokers, insurers, counsel)

  • Claims oversight dashboards and tracking systems

Large Loss Advisory & Strategy

  • Review of coverage positions and policy interpretation

  • Evaluation of reserves, timelines, and settlement strategy

  • Documentation review and submission oversight

  • Financial exposure assessment and scenario analysis

Claims Oversight & Performance Monitoring

  • Monitoring insurer responsiveness and process discipline

  • Assessment of claims handling efficiency and progress

  • Identification of potential delays or exposure risks

  • Executive-level claims status reporting

Dispute Support & Claim Evaluation

  • Structured review of disputed coverage issues

  • Evaluation of claim positions and supporting documentation

  • Coordination with legal and technical advisors

  • Advisory support during mediation or dispute resolution processes

Post-Loss Review & Risk Integration

  • Lessons-learned analysis

  • Root cause evaluation

  • Integration of findings into enterprise risk frameworks

  • Insurance program adjustment recommendations

Why It Matters

Claims are often the largest financial events an organization will face. Without structured oversight, outcomes may be driven by process rather than strategy.

Independent advisory support ensures:

  • Claims strategy aligns with business objectives

  • Coverage positions are understood and defensible

  • Financial exposure is actively managed

  • Executive leadership receives clear, timely information